Discontinued — last reported Q3 '19
Allowance for Credit Losses on Financing Receivables - Individually Evaluated
Citigroup Allowance for Credit Losses on Financing Receivables - Individually Evaluated increased by 40.1% to $374.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.0%, from $340.00M to $374.00M. Over 5 years (FY 2020 to FY 2025), Allowance for Credit Losses on Financing Receivables - Individually Evaluated shows a downward trend with a -27.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase signals higher expected losses on specific troubled loans, while a decrease indicates either a reduction in impaired loans or successful recovery efforts.
Detailed definition
This is the specific valuation allowance allocated to financing receivables that have been individually evaluated for im...
Peer comparison
Standard component of loan loss reserve disclosures for major financial institutions.
financing_receivable_allowance_individualHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.43B | $1.21B | $1.03B | $1.03B | $1.11B | $1.00B | $919.00M | $368.00M | $334.00M | $410.00M | $402.00M | $273.00M | $213.00M | $179.00M | $340.00M | $215.00M | $212.00M | $267.00M | $374.00M |
| QoQ Change | — | -15.6% | -15.0% | +0.0% | +8.3% | -9.8% | -8.2% | -60.0% | -9.2% | +22.8% | -2.0% | -32.1% | -22.0% | -16.0% | +89.9% | -36.8% | -1.4% | +25.9% | +40.1% |
| YoY Change | — | — | — | — | -22.3% | -17.0% | -10.3% | -64.1% | -69.9% | -59.0% | -56.3% | -25.8% | -36.2% | -56.3% | -15.4% | -21.2% | -0.5% | +49.2% | +10.0% |
Allowance for Credit Losses on Financing Receivables - Individually Evaluated at Other Companies
Frequently Asked Questions
- What is Citigroup's allowance for credit losses on financing receivables - individually evaluated?
- Citigroup (C) reported allowance for credit losses on financing receivables - individually evaluated of $374.00M in Q4 2025.
- How has Citigroup's allowance for credit losses on financing receivables - individually evaluated changed year-over-year?
- Citigroup's allowance for credit losses on financing receivables - individually evaluated increased by 10.0% year-over-year, from $340.00M to $374.00M.
- What is the long-term trend for Citigroup's allowance for credit losses on financing receivables - individually evaluated?
- Over 5 years (2020 to 2025), Citigroup's allowance for credit losses on financing receivables - individually evaluated has grown at a -27.4% compound annual growth rate (CAGR), from $1.86B to $374.00M.
- What does allowance for credit losses on financing receivables - individually evaluated mean?
- The specific reserve set aside for individual loans that are known to be impaired.