Medical costs
Cost of RevenueCitigroup Medical costs increased by 41.2% to $24.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 41.2%, from $17.00M to $24.00M. Over 4 years (FY 2021 to FY 2025), Medical costs shows a downward trend with a -6.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionCost of Revenue
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ3 2025
How to read this metric
An increase relative to premiums suggests rising healthcare utilization or medical inflation, which can compress profit margins.
Detailed definition
Reflects the direct expenses incurred for medical claims, healthcare services, and pharmacy benefits provided to insuran...
Peer comparison
Standard for health insurers; directly comparable to medical loss ratios at peer companies.
Metric ID:
is_unh_medical_costsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $15.00M | $22.00M | $27.00M | $27.00M | $22.00M | $25.00M | $20.00M | $24.00M | $14.00M | $25.00M | $24.00M | $27.00M | $18.00M | $28.00M | $17.00M | $20.00M | $26.00M | $17.00M | $24.00M |
| QoQ Change | — | +46.7% | +22.7% | +0.0% | -18.5% | +13.6% | -20.0% | +20.0% | -41.7% | +78.6% | -4.0% | +12.5% | -33.3% | +55.6% | -39.3% | +17.6% | +30.0% | -34.6% | +41.2% |
| YoY Change | — | — | — | — | +46.7% | +13.6% | -25.9% | -11.1% | -36.4% | +0.0% | +20.0% | +12.5% | +28.6% | +12.0% | -29.2% | -25.9% | +44.4% | -39.3% | +41.2% |
Range$14.00M – $28.00M
CAGR+11.0%
Avg YoY Growth+3.4%
Median YoY Growth+12.0%
Medical costs at Other Companies
Frequently Asked Questions
- What is Citigroup's medical costs?
- Citigroup (C) reported medical costs of $24.00M in Q4 2025.
- How has Citigroup's medical costs changed year-over-year?
- Citigroup's medical costs increased by 41.2% year-over-year, from $17.00M to $24.00M.
- What is the long-term trend for Citigroup's medical costs?
- Over 4 years (2021 to 2025), Citigroup's medical costs has grown at a -6.9% compound annual growth rate (CAGR), from $116.00M to $87.00M.
- What does medical costs mean?
- The total costs paid out for member healthcare claims and services.