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Pathward Financial, Inc. CASH Tier One Leverage Capital To Average Assets

Tier One Leverage Capital To Average Assets at other companies

WSFS Financial logo
WSFS FinancialWSFS
$0.11-3.4%
Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
$0.11+5.5%
Wintrust Financial logo
Wintrust FinancialWTFC
$0.1+2.1%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$0.1-1.7%
International Bancshares logo
International BancsharesIBOC
20.3%+0.8pp
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0.070.0%

Other financials

Income statement

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Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

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Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

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Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

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Market cap$1.88B+11.1%
Enterprise value$1.96B+21.6%
P/E10.7×+1.3×
P/S2.3×+0.2×

Profitability

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Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

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Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalToAverageAssets.

The source filing: Pathward Financial, Inc.’s 10-K, filed November 25, 2025.

Filed
Nov 25, 2025
Fiscal year
FY2025
Accession
0000907471-25-000116

The Company and the Bank are required to maintain a capital conservation buffer above the minimum risk-based capital requirements in order to avoid certain limitations on capital distributions, stock repurchases and discretionary bonus payments to executive officers. The capital conservation buffer is exclusively composed of Common Equity Tier 1 capital, and it applies to each of the three risk-based capital ratios but not the leverage ratio. The required Common Equity Tier 1 risk-based, Tier 1 risk-based and total risk-based capital ratios with the buffer are currently 7.0%, 8.5% and 10.5%, respectively.

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Pathward Financial, Inc.'s tier one leverage capital to average assets?
Pathward Financial, Inc. (CASH) reported tier one leverage capital to average assets of $0.07 in Q3 2025.
How has Pathward Financial, Inc.'s tier one leverage capital to average assets changed year-over-year?
Pathward Financial, Inc.'s tier one leverage capital to average assets decreased by 0.0% year-over-year, from $0.07 to $0.07.
What is the long-term trend for Pathward Financial, Inc.'s tier one leverage capital to average assets?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s tier one leverage capital to average assets has grown at a 0.0% compound annual growth rate (CAGR), from $0.07 to $0.07.
What does tier one leverage capital to average assets mean?
Tier One Leverage Capital To Average Assets as reported by Pathward Financial, Inc. Common Stock.

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