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Pathward Financial, Inc. CASH Commercial — Net interest income (expense)

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Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s commercial — net interest income (expense)?
Pathward Financial, Inc. (CASH) reported commercial — net interest income (expense) of $45.38M in Q1 2026.
How has Pathward Financial, Inc.'s commercial — net interest income (expense) changed year-over-year?
Pathward Financial, Inc.'s commercial — net interest income (expense) increased by 8.1% year-over-year, from $41.99M to $45.38M.
What is the long-term trend for Pathward Financial, Inc.'s commercial — net interest income (expense)?
Over 3 years (2022 to 2025), Pathward Financial, Inc.'s commercial — net interest income (expense) has grown at a -0.4% compound annual growth rate (CAGR), from $187.47M to $185.5M.
What does commercial — net interest income (expense) mean?
The difference between the interest income generated by the commercial segment's loans and investments and the interest expense paid on deposits and borrowings. It is the primary driver of the segment's core banking profitability.