Commercial Banking — Net interest income (expense)
Business Segments · Net interest income (expense)Wells Fargo & Company Commercial Banking — Net interest income (expense) remained flat by 0.0% to $1.98B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 13.1%, from $2.27B to $1.98B. Over 2 years (FY 2023 to FY 2025), Commercial Banking — Net interest income (expense) shows a downward trend with a -11.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values indicate improved net interest margins or growth in interest-earning assets.
Detailed definition
The difference between the interest income generated from commercial loans and leases and the interest expense paid on d...
Peer comparison
A primary performance metric for all commercial banks; directly comparable across the banking industry.
wfc_segment_commercial_banking_net_interest_income_expenseHistorical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $10.03B | $9.10B | $7.90B |
| YoY Change | — | -9.3% | -13.1% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's commercial banking — net interest income (expense)?
- Wells Fargo & Company (WFC) reported commercial banking — net interest income (expense) of $1.98B in Q4 2025.
- How has Wells Fargo & Company's commercial banking — net interest income (expense) changed year-over-year?
- Wells Fargo & Company's commercial banking — net interest income (expense) decreased by 13.1% year-over-year, from $2.27B to $1.98B.
- What is the long-term trend for Wells Fargo & Company's commercial banking — net interest income (expense)?
- Over 2 years (2023 to 2025), Wells Fargo & Company's commercial banking — net interest income (expense) has grown at a -11.3% compound annual growth rate (CAGR), from $10.03B to $7.90B.
- What does commercial banking — net interest income (expense) mean?
- The profit earned from the spread between interest collected on loans and interest paid on deposits.