Where do Cass Information Systems's ratios come from?

Every ratio is computed from Cass Information Systems's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	18.1%-0.3pp	18.4%+1.5pp	16.9%+3.0pp	13.9%+2.4pp	11.5%+0.9pp
Free cash flow margin	14.5%-3.5pp	18%-8.1pp	26.1%+5.7pp	20.5%-4.4pp	24.8%+6.8pp
Returns
Return on equity	14.7%-0.2pp	14.9%+1.8pp	13.1%+2.3pp	10.8%+1.7pp	9%+0.7pp
Return on assets	1.4%0.0pp	1.4%+0.1pp	1.3%+0.2pp	1.1%+0.2pp	0.9%+0.1pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.6×+0.6×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0.1×+0.1×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$659.65M+19.4%	$543.26M+4.5%	$519.79M-8.8%	$570.2M-2.1%	$582.35M+4.9%
Enterprise value	$564.63M+67.6%	$155.5M-41.5%	$265.84M-25.5%	$356.9M-2.7%	$366.72M+72.3%
Price / earnings	18.9×-7.5×	15.5×-1.0×	16.5×-6.0×	22.5×-5.3×	27.8×-1.2×
Price / sales	3.4×+0.4×	2.8×+0.1×	2.8×-0.3×	3.1×-0.1×	3.2×+0.1×
Price / book	2.7×+0.4×	2.2×+0.1×	2.1×-0.2×	2.4×-0.1×	2.5×+0.1×
EV / sales	2.9×+1.1×	0.8×-0.6×	1.4×-0.5×	2×-0.1×	2×+0.8×
Free cash flow yield	4.3%-3.9pp	6.3%-3.0pp	9.4%+2.8pp	6.6%-1.2pp	7.8%+1.9pp
Earnings yield	5.3%+1.5pp	6.5%+0.4pp	6.1%+1.6pp	4.4%+0.8pp	3.6%+0.2pp
Dividend yield	2.5%-0.5pp	3%-0.1pp	3.2%+0.3pp	2.9%+0.1pp	2.8%-0.1pp

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Where do Cass Information Systems's ratios come from?: Every ratio is computed from Cass Information Systems's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.