Cass Information Systems CASS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 18.4%+7.8pp | 10.6%-6.4pp | 17%-2.1pp | 19.1%+0.6pp | |
| Free cash flow margin | 18%0.0pp | 18%+3.9pp | 14.1%-10.9pp | 25.1%+5.5pp | |
| Returns | |||||
| Return on equity | 14.9%+6.5pp | 8.4%-5.4pp | 13.8%-1.7pp | 15.4%+4.2pp | |
| Return on assets | 1.4%+0.6pp | 0.8%-0.4pp | 1.2%-0.2pp | 1.4%+0.2pp | |
| Efficiency | |||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | |||||
| Market capitalization | $659.65M+19.4% | $555.12M-8.5% | $606.69M-2.3% | $620.77M+16.3% | |
| Enterprise value | $564.63M+67.6% | $212.82M-12.3% | $242.7M-43.5% | $429.33M+1,700% | |
| Price / earnings | 18.9×-7.5× | 29×+8.8× | 20.2×+2.4× | 17.8×-0.9× | |
| Price / sales | 3.4×+0.4× | 3.1×-0.4× | 3.4×0.0× | 3.4×-0.1× | |
| Price / book | 2.7×+0.4× | 2.4×-0.2× | 2.6×-0.4× | 3×+0.8× | |
| EV / sales | 2.9×+1.1× | 1.2×-0.2× | 1.4×-1.0× | 2.4×+2.2× | |
| Free cash flow yield | 4.3%-3.9pp | 5.9%+1.8pp | 4.1%-3.2pp | 7.4%+1.7pp | |
| Earnings yield | 5.3%+1.5pp | 3.5%-1.5pp | 5%-0.7pp | 5.6%+0.3pp | |
| Dividend yield | 2.5%-0.5pp | 3%+0.3pp | 2.6%+0.1pp | 2.5%-0.4pp | |
| PEG ratio | 0.3×— | —— | —— | 0.8×-0.6× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Cass Information Systems's ratios come from?
- Every ratio is computed from Cass Information Systems's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
