Discontinued — last reported Q3 '24
Financial Products — Restructuring costs
Caterpillar Financial Products — Restructuring costs remained flat by 0.0% to $112.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 24.8%, from $89.75M to $112.00M. Over 4 years (FY 2020 to FY 2025), Financial Products — Restructuring costs shows an upward trend with a 26.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates active organizational restructuring, which may temporarily depress earnings but could signal future cost savings; a decrease suggests operational stability.
Detailed definition
This metric captures the non-recurring expenses incurred by the financial services division to reorganize its operations...
Peer comparison
Similar to 'restructuring charges' or 'special items' reported by other diversified financial services or captive finance companies, often analyzed as an adjustment to core operating income.
cat_segment_financial_products_segment_restructuring_costsHistorical Data
| Q2 '21 | Q2 '21 | Q3 '21 | Q3 '21 | Q4 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $22.50M | $0.00 | $22.50M | $0.00 | $22.50M | $0.00 | $74.75M | $74.75M | $74.75M | $74.75M | $195.00M | $195.00M | $195.00M | $195.00M | $89.75M | $89.75M | $89.75M | $89.75M | $112.00M | $112.00M | $112.00M | $112.00M |
| QoQ Change | — | -100.0% | — | -100.0% | — | -100.0% | — | +0.0% | +0.0% | +0.0% | +160.9% | +0.0% | +0.0% | +0.0% | -54.0% | +0.0% | +0.0% | +0.0% | +24.8% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | — | — | — | +232.2% | +232.2% | +232.2% | +160.9% | +160.9% | +160.9% | +160.9% | -54.0% | -54.0% | -54.0% | -54.0% | +24.8% | +24.8% | +24.8% | +24.8% |
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Frequently Asked Questions
- What is Caterpillar's financial products — restructuring costs?
- Caterpillar (CAT) reported financial products — restructuring costs of $112.00M in Q4 2025.
- How has Caterpillar's financial products — restructuring costs changed year-over-year?
- Caterpillar's financial products — restructuring costs increased by 24.8% year-over-year, from $89.75M to $112.00M.
- What is the long-term trend for Caterpillar's financial products — restructuring costs?
- Over 4 years (2020 to 2025), Caterpillar's financial products — restructuring costs has grown at a 26.3% compound annual growth rate (CAGR), from $176.00M to $448.00M.
- What does financial products — restructuring costs mean?
- One-time expenses related to reorganizing or downsizing the financial services business unit.