What is Caterpillar's interest income?

Caterpillar (CAT) reported interest income of $104M in Q4 2025.

How has Caterpillar's interest income changed year-over-year?

Caterpillar's interest income decreased by 13.7% year-over-year, from $120.5M to $104M.

What is the long-term trend for Caterpillar's interest income?

Over 4 years (2021 to 2025), Caterpillar's interest income has grown at a 51.0% compound annual growth rate (CAGR), from $80M to $416M.

What does interest income mean?

Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

Caterpillar CAT Interest Income

Interest Income at other companies

Gencor IndustriesGENC

$1.11M-4.1%

Wells Fargo & CompanyWFC

$226M-5.4%

TerexTEX

$4M+100%

Astec IndustriesASTE

$800K+33.3%

Titan InternationalTWI

$2.2M-1.8%

HyliionHYLN

$1.49M-39.6%

Other financials

Income statement

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Revenue$17.4B+22.2%

Gross profit$6.1B+15.6%

Operating income$3.1B+19.6%

Net income$2.5B+27.2%

EPS (diluted)$5.47+30.2%

Balance sheet

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Cash & equivalents$4.1B+14.3%

Total debt$36.9B+14.2%

Total equity$21.3B+9.4%

Total assets$95.6B+12.4%

Cash flow

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Operating cash flow$1.9B+45.1%

CapEx$728.0M+2.5%

Free cash flow$1.1B+97.2%

Valuation

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Market cap$490.48B+147%

P/E52×+31.0×

P/S6.9×+3.8×

Profitability

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Gross margin96.6%-4.4pp

Operating margin16.5%-2.7pp

Net margin13.3%-2.4pp

FCF margin13.4%-0.9pp

Returns & leverage

See full

Return on equity43.5%-11.8pp

Debt / equity1.7×+0.1×

Current ratio1.4×0.0×

Where this comes from

Reported directly by Caterpillar in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeNet.

The official record: Caterpillar’s 10-K, filed February 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Caterpillar's interest income?: Caterpillar (CAT) reported interest income of $104M in Q4 2025.
How has Caterpillar's interest income changed year-over-year?: Caterpillar's interest income decreased by 13.7% year-over-year, from $120.5M to $104M.
What is the long-term trend for Caterpillar's interest income?: Over 4 years (2021 to 2025), Caterpillar's interest income has grown at a 51.0% compound annual growth rate (CAGR), from $80M to $416M.
What does interest income mean?: Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.