Operating Expenses
Provision for Credit Losses
Caterpillar Provision for Credit Losses remained flat by 0.0% to $27.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 29.8%, from $21.00M to $27.25M. Over 2 years (FY 2023 to FY 2025), Provision for Credit Losses shows relatively stable performance with a -2.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
Metric ID:
is_provision_for_credit_lossesHistorical Data
3 years
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $115.00M | $84.00M | $109.00M |
| YoY Change | — | -27.0% | +29.8% |
Range$84.00M – $115.00M
CAGR-2.6%
Avg YoY Growth+1.4%
Median YoY Growth+1.4%
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Caterpillar's provision for credit losses?
- Caterpillar (CAT) reported provision for credit losses of $27.25M in Q4 2025.
- How has Caterpillar's provision for credit losses changed year-over-year?
- Caterpillar's provision for credit losses increased by 29.8% year-over-year, from $21.00M to $27.25M.
- What is the long-term trend for Caterpillar's provision for credit losses?
- Over 2 years (2023 to 2025), Caterpillar's provision for credit losses has grown at a -2.6% compound annual growth rate (CAGR), from $115.00M to $109.00M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.