Non-Current Assets
Net Investment in Lease
Caterpillar Net Investment in Lease increased by 12.6% to $2.28B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.6%, from $2.02B to $2.28B. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows an upward trend with a 4.1% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025Feb 13, 2026
How to read this metric
An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.
Detailed definition
This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...
Peer comparison
Common among diversified regional banks with strong commercial and industrial lending divisions.
Metric ID:
net_investment_in_leaseHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.74B | $1.81B | $2.08B | $2.02B | $2.28B |
| QoQ Change | — | +4.1% | +14.5% | -2.7% | +12.6% |
| YoY Change | — | +4.1% | +14.5% | -2.7% | +12.6% |
Range$1.74B – $2.28B
CAGR+30.7%
Avg YoY Growth+7.2%
Median YoY Growth+8.4%
Net Investment in Lease at Other Companies
Frequently Asked Questions
- What is Caterpillar's net investment in lease?
- Caterpillar (CAT) reported net investment in lease of $2.28B in Q4 2025.
- How has Caterpillar's net investment in lease changed year-over-year?
- Caterpillar's net investment in lease increased by 12.6% year-over-year, from $2.02B to $2.28B.
- What is the long-term trend for Caterpillar's net investment in lease?
- Over 5 years (2020 to 2025), Caterpillar's net investment in lease has grown at a 4.1% compound annual growth rate (CAGR), from $1.86B to $2.28B.
- What does net investment in lease mean?
- The total amount owed to the bank by customers under lease agreements, adjusted for present value.