What is Cato Corporation's credit — operating income?

Cato Corporation (CATO) reported credit — operating income of $538K in Q1 2026.

How has Cato Corporation's credit — operating income changed year-over-year?

Cato Corporation's credit — operating income decreased by 7.4% year-over-year, from $581K to $538K.

What does credit — operating income mean?

Measures the profitability of the credit segment by subtracting all direct and allocated operating expenses from the segment's total revenues. It is the primary metric for evaluating the financial performance and viability of the credit business unit.

Cato Corporation CATO Credit — Operating Income

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$8.42M+194%

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Other financials

Income statement

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Revenue$171.1M+0.5%

Gross profit$64.8M+6.3%

Operating income$9.0M+160%

Net income$9.3M+181%

EPS (diluted)$0.47+176%

Balance sheet

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Cash & equivalents$28.1M-17.4%

Total debt$145.0M+9.4%

Total equity$166.7M+1.1%

Total assets$439.2M-0.4%

Cash flow

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Operating cash flow$8.0M+108%

CapEx$1.1M+4.7%

Free cash flow$7.0M+145%

Valuation

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Market cap$64.67M+18.3%

Enterprise value$181.61M+18.5%

P/E710.6×—

P/S0.1×0.0×

Profitability

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Gross margin34.5%+1.9pp

Operating margin-1.1%-0.5pp

Net margin0%0.0pp

FCF margin-0.2%-0.1pp

Returns & leverage

See full

Return on equity0.1%0.0pp

Debt / equity0.9×+0.1×

Current ratio1.3×+0.1×

Where this comes from

Reported directly by Cato Corporation in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: Cato Corporation’s 10-Q, filed May 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cato Corporation's credit — operating income?: Cato Corporation (CATO) reported credit — operating income of $538K in Q1 2026.
How has Cato Corporation's credit — operating income changed year-over-year?: Cato Corporation's credit — operating income decreased by 7.4% year-over-year, from $581K to $538K.
What does credit — operating income mean?: Measures the profitability of the credit segment by subtracting all direct and allocated operating expenses from the segment's total revenues. It is the primary metric for evaluating the financial performance and viability of the credit business unit.