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Cato Corporation CATO Reportable Segments Credit — Operating Income

Other segment segments

Reportable Segments Retail
-$14.85M+48.1%

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Other financials

Income statement

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Revenue$171.1M+0.5%
Gross profit$64.8M+6.3%
Operating income$9.0M+160%
Net income$9.3M+181%
EPS (diluted)$0.47+176%

Balance sheet

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Cash & equivalents$28.1M-17.4%
Total debt$145.0M+9.4%
Total equity$166.7M+1.1%
Total assets$439.2M-0.4%

Cash flow

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Operating cash flow$8.0M+108%
CapEx$1.1M+4.7%
Free cash flow$7.0M+145%

Valuation

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Market cap$64.67M+18.3%
Enterprise value$181.61M+18.5%
P/E710.6×
P/S0.1×0.0×

Profitability

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Gross margin34.5%+1.9pp
Operating margin-1.1%-0.5pp
Net margin0%0.0pp
FCF margin-0.2%-0.1pp

Returns & leverage

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Return on equity0.1%0.0pp
Debt / equity0.9×+0.1×
Current ratio1.3×+0.1×

Where this comes from

Reported directly by Cato Corporation in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: Cato Corporation’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cato Corporation's reportable segments credit — operating income?
Cato Corporation (CATO) reported reportable segments credit — operating income of $546.25K in Q4 2025.
How has Cato Corporation's reportable segments credit — operating income changed year-over-year?
Cato Corporation's reportable segments credit — operating income decreased by 1.9% year-over-year, from $557K to $546.25K.
What is the long-term trend for Cato Corporation's reportable segments credit — operating income?
Over 4 years (2021 to 2025), Cato Corporation's reportable segments credit — operating income has grown at a 36.7% compound annual growth rate (CAGR), from $625K to $2.19M.
What does reportable segments credit — operating income mean?
Measures the core profitability of the credit segment by subtracting operating expenses from segment revenues. This metric indicates the financial health and operational success of the credit business unit independent of corporate-level financing or tax decisions. It is the primary indicator of the segment's contribution to overall company earnings.