What is Cato Corporation's life insurance receivable?

Cato Corporation (CATO) reported life insurance receivable of $93K in Q4 2025.

What does life insurance receivable mean?

This represents the cash surrender value or expected proceeds from life insurance policies held by the company on key personnel. It serves as a form of liquidity or risk management asset that can be accessed under specific conditions. Investors monitor this to understand the company's secondary sources of liquidity and potential non-operating assets.

Cato Corporation CATO Life Insurance Receivable

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Other financials

Income statement

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Revenue$171.1M+0.5%

Gross profit$64.8M+6.3%

Operating income$9.0M+160%

Net income$9.3M+181%

EPS (diluted)$0.47+176%

Balance sheet

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Cash & equivalents$28.1M-17.4%

Total debt$145.0M+9.4%

Total equity$166.7M+1.1%

Total assets$439.2M-0.4%

Cash flow

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Operating cash flow$8.0M+108%

CapEx$1.1M+4.7%

Free cash flow$7.0M+145%

Valuation

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Market cap$64.67M+18.3%

Enterprise value$181.61M+18.5%

P/E710.6×—

P/S0.1×0.0×

Profitability

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Gross margin34.5%+1.9pp

Operating margin-1.1%-0.5pp

Net margin0%0.0pp

FCF margin-0.2%-0.1pp

Returns & leverage

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Return on equity0.1%0.0pp

Debt / equity0.9×+0.1×

Current ratio1.3×+0.1×

Where this comes from

Reported directly by Cato Corporation in its filing.

Tagged under the XBRL concept cato:LifeInsuranceReceivable.

The official record: Cato Corporation’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cato Corporation's life insurance receivable?: Cato Corporation (CATO) reported life insurance receivable of $93K in Q4 2025.
What does life insurance receivable mean?: This represents the cash surrender value or expected proceeds from life insurance policies held by the company on key personnel. It serves as a form of liquidity or risk management asset that can be accessed under specific conditions. Investors monitor this to understand the company's secondary sources of liquidity and potential non-operating assets.