Insurance, Other — Policyholder Account Balance, Guaranteed Minimum Crediting Rate
Chubb Insurance, Other — Policyholder Account Balance, Guaranteed Minimum Crediting Rate remained flat by 0.0% to $0.04 in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher competitive pressure or a shift toward more conservative, guaranteed-return product offerings, while a decrease may indicate improved flexibility in managing interest rate risk.
Detailed definition
This metric represents the minimum interest rate contractually guaranteed by the insurer to be credited to policyholder...
Peer comparison
Commonly referred to as 'guaranteed minimum interest rate' or 'crediting rate floor' in life and annuity insurance filings across the industry.
cb_segment_insurance_other_policyholder_account_balance_guaranteed_minimum_crediting_rateHistorical Data
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Chubb's insurance, other — policyholder account balance, guaranteed minimum crediting rate?
- Chubb (CB) reported insurance, other — policyholder account balance, guaranteed minimum crediting rate of $0.04 in Q4 2025.
- How has Chubb's insurance, other — policyholder account balance, guaranteed minimum crediting rate changed year-over-year?
- Chubb's insurance, other — policyholder account balance, guaranteed minimum crediting rate decreased by 0.0% year-over-year, from $0.04 to $0.04.
- What does insurance, other — policyholder account balance, guaranteed minimum crediting rate mean?
- The minimum interest rate the insurer is legally obligated to pay on policyholder account funds.