Ameriprise Financial Other life insurance — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.05 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 2 years (FY 2023 to FY 2025), Other life insurance — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase in the range suggests higher future interest expense obligations and potential margin compression in low-rate environments, while a decrease indicates lower liability risk.
This metric represents the range of contractually guaranteed minimum interest rates applied to non-indexed life insuranc...
Peers in the life insurance and annuity sector disclose similar guaranteed minimums, which are typically compared against the prevailing interest rate environment and the company's asset-liability matching strategy.
amp_segment_other_life_insurance_range_of_guaranteed_minimum_crediting_rates| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |