Products & Services · Range of Guaranteed Minimum Crediting Rates

Group Insurance — Range of Guaranteed Minimum Crediting Rates

Prudential Financial Group Insurance — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.04 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. Over 3 years (FY 2022 to FY 2025), Group Insurance — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

A higher range increases the company's liability risk if market interest rates fall below these guaranteed levels.

Detailed definition

This metric defines the floor for interest rates credited to policyholder account balances, representing a contractual o...

Peer comparison

Standard disclosure for life and annuity products with interest rate guarantees.

Metric ID: pru_segment_group_insurance_range_of_guaranteed_minimum_crediting_rates

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04$0.04
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
Range$0.04$0.04
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak17+ quarters growth

Frequently Asked Questions

What is Prudential Financial's group insurance — range of guaranteed minimum crediting rates?
Prudential Financial (PRU) reported group insurance — range of guaranteed minimum crediting rates of $0.04 in Q1 2026.
How has Prudential Financial's group insurance — range of guaranteed minimum crediting rates changed year-over-year?
Prudential Financial's group insurance — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.04 to $0.04.
What is the long-term trend for Prudential Financial's group insurance — range of guaranteed minimum crediting rates?
Over 3 years (2022 to 2025), Prudential Financial's group insurance — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.16 to $0.16.
What does group insurance — range of guaranteed minimum crediting rates mean?
The minimum interest rate the company guarantees to pay on policyholder accounts.