Ameriprise Financial Total — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.05 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 2 years (FY 2023 to FY 2025), Total — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
A higher range indicates greater potential liability risk if market yields fall below these floors, while a lower range suggests reduced interest rate risk for the insurer.
This metric represents the contractual floor for interest rates credited to policyholder accounts within fixed insurance...
Peers in the life and annuity insurance sector report similar guaranteed minimums, often benchmarked against statutory reserve requirements and historical interest rate cycles.
amp_segment_total_range_of_guaranteed_minimum_crediting_rates| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 | $0.05 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |