Products & Services · Range of Guaranteed Minimum Crediting Rates

Total — Range of Guaranteed Minimum Crediting Rates

Ameriprise Financial Total — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.05 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 2 years (FY 2023 to FY 2025), Total — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

A higher range indicates greater potential liability risk if market yields fall below these floors, while a lower range suggests reduced interest rate risk for the insurer.

Detailed definition

This metric represents the contractual floor for interest rates credited to policyholder accounts within fixed insurance...

Peer comparison

Peers in the life and annuity insurance sector report similar guaranteed minimums, often benchmarked against statutory reserve requirements and historical interest rate cycles.

Metric ID: amp_segment_total_range_of_guaranteed_minimum_crediting_rates

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
Range$0.05$0.05
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak13+ quarters growth

Frequently Asked Questions

What is Ameriprise Financial's total — range of guaranteed minimum crediting rates?
Ameriprise Financial (AMP) reported total — range of guaranteed minimum crediting rates of $0.05 in Q1 2026.
How has Ameriprise Financial's total — range of guaranteed minimum crediting rates changed year-over-year?
Ameriprise Financial's total — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.05 to $0.05.
What is the long-term trend for Ameriprise Financial's total — range of guaranteed minimum crediting rates?
Over 2 years (2023 to 2025), Ameriprise Financial's total — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.20 to $0.20.
What does total — range of guaranteed minimum crediting rates mean?
The minimum interest rate the company is legally required to pay on fixed insurance policy balances.