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Ameriprise Financial AMP Total — Range of Guaranteed Minimum Crediting Rates

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Other financials

Income statement

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Revenue$4.8B+10.5%
Net income$915.0M+56.9%
EPS (diluted)$9.68+66.0%

Balance sheet

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Cash & equivalents$9.4B+4.8%
Total debt$276.0M-14.3%
Total equity$6.2B+14.5%
Total assets$184.45B+3.0%

Cash flow

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Operating cash flow$459.0M-72.8%
CapEx$29.0M-19.4%
Free cash flow$430.0M-73.9%

Valuation

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Market cap$40.75B-16.1%
P/E10.5×-5.8×
P/S2.2×-0.6×

Profitability

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Net margin20.6%+3.4pp
FCF margin36.7%-1.6pp

Returns & leverage

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Return on equity66.9%+8.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameriprise Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceGuaranteedMinimumCreditRating.

The official record: Ameriprise Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameriprise Financial's total — range of guaranteed minimum crediting rates?
Ameriprise Financial (AMP) reported total — range of guaranteed minimum crediting rates of $0.05 in Q1 2026.
How has Ameriprise Financial's total — range of guaranteed minimum crediting rates changed year-over-year?
Ameriprise Financial's total — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.05 to $0.05.
What is the long-term trend for Ameriprise Financial's total — range of guaranteed minimum crediting rates?
Over 2 years (2023 to 2025), Ameriprise Financial's total — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.2 to $0.2.
What does total — range of guaranteed minimum crediting rates mean?
This metric represents the contractual floor for interest rates credited to policyholder accounts within fixed insurance products. It defines the minimum return the company is obligated to provide to policyholders regardless of prevailing market interest rates or investment performance. This figure is a critical indicator of long-term liability risk and the company's sensitivity to sustained low-interest-rate environments.