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Kemper KMPR Policyholder account balance, crediting rate

Policyholder account balance, crediting rate at other companies

Assured Guaranty logo
Assured GuarantyAGO
$0.06
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
3%0.0pp
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
4.2%0.0pp
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
4.2%-0.1pp
Principal Financial Group logo
Principal Financial GroupPFG
4.2%+0.1pp
Principal Financial Group logo
Principal Financial GroupPFG
3.2%-0.1pp

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.72B-43.3%
Enterprise value$2.59B-33.0%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084

The Company’s weighted-average crediting rate for Universal Life-type Policyholder Account Balances was 5.1% as of June 30, 2026 and 2025, respectively. Guaranteed minimum benefit amounts in excess of the current account balances for these contracts were $252.0 million and $260.3 million as of June 30, 2026 and December 31, 2025, respectively. The cash surrender value of the Company’s policyholder obligations for these contracts was $92.7 million and $94.2 million as of June 30, 2026 and December 31, 2025, respectively.

Item 1. Financial Statements

FAQ

What is Kemper's policyholder account balance, crediting rate?
Kemper (KMPR) reported policyholder account balance, crediting rate of $0.05 in Q2 2026.
How has Kemper's policyholder account balance, crediting rate changed year-over-year?
Kemper's policyholder account balance, crediting rate decreased by 0.0% year-over-year, from $0.05 to $0.05.
What does policyholder account balance, crediting rate mean?
Policyholder account balance, crediting rate as reported by Kemper Corporation.

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