Universal Life — Policyholder Account Balance Weighted Average Crediting Rate
Principal Financial Group Universal Life — Policyholder Account Balance Weighted Average Crediting Rate increased by 2.7% to 4.2% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.6%, from 4.3% to 4.2%. Over 2 years (FY 2023 to FY 2025), Universal Life — Policyholder Account Balance Weighted Average Crediting Rate shows an upward trend with a 6.1% CAGR.
Analysis
How to read this metric
Higher rates may attract more assets but compress margins; lower rates may improve margins but risk policyholder attrition.
Detailed definition
The weighted average interest rate applied to universal life policyholder account balances during the reporting period....
Peer comparison
Standard industry metric for interest-sensitive products, often disclosed in 'Product Performance' or 'Interest Rate Sensitivity' tables.
pfg_segment_universal_life_policyholder_account_balance_weighted_average_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.4% | 3.3% | 3.6% | 3.8% | 4% | 4.3% | 4.1% | 4.1% | 4.1% | 4.3% | 4.1% | 4% | 4.1% | 4.2% |
| QoQ Change | — | -0.6% | +6.6% | +5.6% | +6.9% | +6.7% | -3.5% | -1.0% | +1.0% | +3.9% | -5.6% | -0.7% | +2.2% | +2.7% |
| YoY Change | — | — | — | — | +19.7% | +28.5% | +16.3% | +9.1% | +3.0% | +0.2% | -1.9% | -1.7% | -0.5% | -1.6% |
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Frequently Asked Questions
- What is Principal Financial Group's universal life — policyholder account balance weighted average crediting rate?
- Principal Financial Group (PFG) reported universal life — policyholder account balance weighted average crediting rate of 4.2% in Q1 2026.
- How has Principal Financial Group's universal life — policyholder account balance weighted average crediting rate changed year-over-year?
- Principal Financial Group's universal life — policyholder account balance weighted average crediting rate decreased by 1.6% year-over-year, from 4.3% to 4.2%.
- What is the long-term trend for Principal Financial Group's universal life — policyholder account balance weighted average crediting rate?
- Over 2 years (2023 to 2025), Principal Financial Group's universal life — policyholder account balance weighted average crediting rate has grown at a 6.1% compound annual growth rate (CAGR), from 14.6% to 16.5%.
- What does universal life — policyholder account balance weighted average crediting rate mean?
- Average interest rate paid on universal life policyholder accounts.