Products & Services · Policyholder Account Balance, Weighted Average Crediting Rate
Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate
Chubb Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate increased by 30.8% to $0.03 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 21.4%, from $0.03 to $0.03. Over 3 years (FY 2022 to FY 2025), Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate shows a downward trend with a -5.3% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
A higher rate increases product attractiveness but compresses margins; a lower rate improves margins but risks higher surrenders.
Detailed definition
This is the average interest rate applied to the universal life policyholder account balances during the period. It is a...
Peer comparison
Standard metric for interest-sensitive life insurance products across the industry.
Metric ID:
cb_segment_universal_life_policyholder_account_balance_weighted_average_crediting_rateHistorical Data
17 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.03 | $0.04 | $0.04 | $0.04 | $0.03 | $0.04 | $0.04 | $0.04 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 |
| QoQ Change | — | +5.9% | -2.8% | +5.7% | -32.4% | +44.0% | +5.6% | +0.0% | -21.1% | -3.3% | -3.4% | -3.6% | +3.7% | -3.6% | -3.7% | +0.0% | +30.8% |
| YoY Change | — | — | — | — | -26.5% | +0.0% | +8.6% | +2.7% | +20.0% | -19.4% | -26.3% | -28.9% | -6.7% | -6.9% | -7.1% | -3.7% | +21.4% |
Range$0.03 – $0.04
CAGR+0.0%
Avg YoY Growth-5.6%
Median YoY Growth-6.7%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Chubb's universal life — policyholder account balance, weighted average crediting rate?
- Chubb (CB) reported universal life — policyholder account balance, weighted average crediting rate of $0.03 in Q4 2025.
- How has Chubb's universal life — policyholder account balance, weighted average crediting rate changed year-over-year?
- Chubb's universal life — policyholder account balance, weighted average crediting rate increased by 21.4% year-over-year, from $0.03 to $0.03.
- What is the long-term trend for Chubb's universal life — policyholder account balance, weighted average crediting rate?
- Over 3 years (2022 to 2025), Chubb's universal life — policyholder account balance, weighted average crediting rate has grown at a -5.3% compound annual growth rate (CAGR), from $0.13 to $0.11.
- What does universal life — policyholder account balance, weighted average crediting rate mean?
- The average interest rate paid on universal life policyholder funds.