Chubb Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate remained flat by 0.0% to $0.03 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.0%, from $0.03 to $0.03. Over 3 years (FY 2022 to FY 2025), Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate shows an upward trend with a 4.1% CAGR.
A higher rate may attract more capital but increases the cost of liabilities, while a lower rate may improve margins but risk outflows.
This represents the average interest rate credited to the total policyholder account balance during the period. It is a...
Commonly reported as 'Crediting Rate' or 'Average Cost of Liabilities' by life insurers.
cb_segment_insurance_other_policyholder_account_balance_weighted_average_crediting_rate| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.02 | $0.03 | $0.03 | $0.03 | $0.02 | $0.03 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 |
| QoQ Change | — | +78.9% | -8.8% | -16.1% | -34.6% | +52.9% | -15.4% | -4.5% | -9.5% | +31.6% | +16.0% | -6.9% | +11.1% | -10.0% | +7.4% | +13.8% | +0.0% |
| YoY Change | — | — | — | — | -10.5% | -23.5% | -29.0% | -19.2% | +11.8% | -3.8% | +31.8% | +28.6% | +57.9% | +8.0% | +0.0% | +22.2% | +10.0% |
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