Products & Services · Policyholder Account Balance, Weighted Average Crediting Rate

Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate

Chubb Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate remained flat by 0.0% to $0.03 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.0%, from $0.03 to $0.03. Over 3 years (FY 2022 to FY 2025), Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate shows an upward trend with a 4.1% CAGR.

Analysis

StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025

How to read this metric

A higher rate may attract more capital but increases the cost of liabilities, while a lower rate may improve margins but risk outflows.

Detailed definition

This represents the average interest rate credited to the total policyholder account balance during the period. It is a...

Peer comparison

Commonly reported as 'Crediting Rate' or 'Average Cost of Liabilities' by life insurers.

Metric ID: cb_segment_insurance_other_policyholder_account_balance_weighted_average_crediting_rate

Historical Data

17 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$0.02$0.03$0.03$0.03$0.02$0.03$0.02$0.02$0.02$0.03$0.03$0.03$0.03$0.03$0.03$0.03$0.03
QoQ Change+78.9%-8.8%-16.1%-34.6%+52.9%-15.4%-4.5%-9.5%+31.6%+16.0%-6.9%+11.1%-10.0%+7.4%+13.8%+0.0%
YoY Change-10.5%-23.5%-29.0%-19.2%+11.8%-3.8%+31.8%+28.6%+57.9%+8.0%+0.0%+22.2%+10.0%
Range$0.02$0.03
CAGR+14.8%
Avg YoY Growth+6.5%
Median YoY Growth+8.0%
Current Streak3 quarters growth

Frequently Asked Questions

What is Chubb's insurance, other — policyholder account balance, weighted average crediting rate?
Chubb (CB) reported insurance, other — policyholder account balance, weighted average crediting rate of $0.03 in Q4 2025.
How has Chubb's insurance, other — policyholder account balance, weighted average crediting rate changed year-over-year?
Chubb's insurance, other — policyholder account balance, weighted average crediting rate increased by 10.0% year-over-year, from $0.03 to $0.03.
What is the long-term trend for Chubb's insurance, other — policyholder account balance, weighted average crediting rate?
Over 3 years (2022 to 2025), Chubb's insurance, other — policyholder account balance, weighted average crediting rate has grown at a 4.1% compound annual growth rate (CAGR), from $0.11 to $0.12.
What does insurance, other — policyholder account balance, weighted average crediting rate mean?
The average interest rate paid on the funds held in policyholder accounts.

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