Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate
The Hartford Financial Services Group Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate remained flat by 0.0% to 4.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 4.3% to 4.3%. Over 3 years (FY 2022 to FY 2025), Universal Life — Policyholder Account Balance, Weighted Average Crediting Rate shows relatively stable performance with a 0.8% CAGR.
Analysis
How to read this metric
A competitive rate is necessary to retain assets, but an excessively high rate relative to market yields can erode the insurer's net interest margin.
Detailed definition
The average interest rate applied to the aggregate policyholder account balances within the Universal Life segment. This...
Peer comparison
Standard industry metric for interest-sensitive life products, often compared to the 'Crediting Rate' of competitors.
hig_segment_universal_life_policyholder_account_balance_weighted_average_crediting_rateHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.2% | 4.3% | 4.3% | 4.3% | 4.3% | 4.3% | 4.3% | 4.3% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +2.4% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +2.4% | +2.4% | +2.4% | +2.4% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is The Hartford Financial Services Group's universal life — policyholder account balance, weighted average crediting rate?
- The Hartford Financial Services Group (HIG) reported universal life — policyholder account balance, weighted average crediting rate of 4.3% in Q1 2026.
- How has The Hartford Financial Services Group's universal life — policyholder account balance, weighted average crediting rate changed year-over-year?
- The Hartford Financial Services Group's universal life — policyholder account balance, weighted average crediting rate decreased by 0.0% year-over-year, from 4.3% to 4.3%.
- What is the long-term trend for The Hartford Financial Services Group's universal life — policyholder account balance, weighted average crediting rate?
- Over 3 years (2022 to 2025), The Hartford Financial Services Group's universal life — policyholder account balance, weighted average crediting rate has grown at a 0.8% compound annual growth rate (CAGR), from 16.8% to 17.2%.
- What does universal life — policyholder account balance, weighted average crediting rate mean?
- The average interest rate the insurer pays on policyholder account balances.