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Security National Financial Corporation SNFCA Universal Life — Policyholder Account Balance Weighted Average Crediting Rate

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Other financials

Income statement

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Revenue$79.7M-3.6%
Gross profit$78.5M-3.7%
Net income$7.0M+9.2%
EPS (diluted)$0.27+8.0%

Balance sheet

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Cash & equivalents$162.1M+11.6%
Total debt$4.2M-22.1%
Total equity$425.5M+10.4%
Total assets$1.6B+3.7%

Cash flow

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Operating cash flow$32.9M+244%
CapEx$189.7K-57.0%
Free cash flow$32.8M+258%

Valuation

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Market cap$252.31M+3.1%
P/E7.3×-1.7×
P/S0.7×0.0×

Profitability

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Gross margin98.6%+0.1pp
Net margin10.2%+1.8pp
FCF margin29.3%+18.3pp

Returns & leverage

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Return on equity8.6%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Security National Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The official record: Security National Financial Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Security National Financial Corporation's universal life — policyholder account balance weighted average crediting rate?
Security National Financial Corporation (SNFCA) reported universal life — policyholder account balance weighted average crediting rate of 4.2% in Q1 2026.
What does universal life — policyholder account balance weighted average crediting rate mean?
This metric represents the average interest rate credited to universal life policyholder account balances, weighted by the size of the individual accounts. It serves as a primary driver of product competitiveness and policyholder retention in a changing interest rate environment. Investors use this to evaluate the company's interest margin management and its ability to balance profitability with market-competitive returns.