Products & Services · Policyholder Account Balance Weighted Average Crediting Rate
Variable Annuity — Policyholder Account Balance Weighted Average Crediting Rate
Principal Financial Group Variable Annuity — Policyholder Account Balance Weighted Average Crediting Rate decreased by 4.7% to 3.2% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.7%, from 3.4% to 3.2%. Over 2 years (FY 2023 to FY 2025), Variable Annuity — Policyholder Account Balance Weighted Average Crediting Rate shows an upward trend with a 7.5% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026
Rolls up toPolicyholder account balances
How to read this metric
Higher rates increase the cost of funds but may be necessary to remain competitive in a rising interest rate environment.
Detailed definition
The average interest rate applied to the fixed-account portion of variable annuity contracts, weighted by the balance of...
Peer comparison
Standard industry metric for 'Average Crediting Rate' or 'Portfolio Yield'.
Metric ID:
pfg_segment_variable_annuity_policyholder_account_balance_weighted_average_crediting_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.8% | 2.8% | 2.8% | 2.8% | 3.2% | 3.3% | 3.5% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.2% |
| QoQ Change | — | +0.7% | +0.4% | +0.0% | +14.2% | +3.7% | +3.9% | -3.5% | +1.2% | -0.6% | +0.0% | +0.0% | +0.0% | -4.7% |
| YoY Change | — | — | — | — | +15.4% | +18.9% | +23.0% | +18.8% | +5.3% | +0.9% | -2.9% | +0.6% | -0.6% | -4.7% |
Range2.8% – 3.5%
CAGR+4.4%
Avg YoY Growth+7.5%
Median YoY Growth+3.1%
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Frequently Asked Questions
- What is Principal Financial Group's variable annuity — policyholder account balance weighted average crediting rate?
- Principal Financial Group (PFG) reported variable annuity — policyholder account balance weighted average crediting rate of 3.2% in Q1 2026.
- How has Principal Financial Group's variable annuity — policyholder account balance weighted average crediting rate changed year-over-year?
- Principal Financial Group's variable annuity — policyholder account balance weighted average crediting rate decreased by 4.7% year-over-year, from 3.4% to 3.2%.
- What is the long-term trend for Principal Financial Group's variable annuity — policyholder account balance weighted average crediting rate?
- Over 2 years (2023 to 2025), Principal Financial Group's variable annuity — policyholder account balance weighted average crediting rate has grown at a 7.5% compound annual growth rate (CAGR), from 11.7% to 13.5%.
- What does variable annuity — policyholder account balance weighted average crediting rate mean?
- The average interest rate paid to customers on their fixed annuity balances.