Chubb Life Insurance — Effect of changes in discount rate assumptions decreased by 60.8% to $224.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 54.6%, from $493.00M to $224.00M. Over 2 years (FY 2023 to FY 2025), Life Insurance — Effect of changes in discount rate assumptions shows an upward trend with a -18.1% CAGR.
A positive impact suggests a reduction in liability valuation due to higher discount rates, while a negative impact indicates an increase in liabilities due to lower discount rates.
This metric quantifies the impact of adjusting the discount rates used to calculate the present value of future life ins...
Comparable to actuarial assumption changes or discount rate sensitivity disclosures found in the financial statements of major life insurers.
cb_segment_segment_life_effect_of_changes_in_discount_rate_assumptions| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.37B | -$1.13B | -$623.00M | -$782.00M | -$1.22B | -$841.00M | -$801.00M | -$703.00M | $455.00M | $493.00M | $689.00M | $842.00M | $572.00M | $224.00M |
| QoQ Change | — | -182.7% | +45.0% | -25.5% | -56.5% | +31.3% | +4.8% | +12.2% | +164.7% | +8.4% | +39.8% | +22.2% | -32.1% | -60.8% |
| YoY Change | — | -182.7% | — | — | — | +25.7% | -28.6% | +10.1% | +137.2% | +158.6% | +186.0% | +219.8% | +25.7% | -54.6% |