Products & Services · Policyholder Account Balance, Surrender and Withdrawal

Universal Life — Policyholder Account Balance, Surrender and Withdrawal

Chubb Universal Life — Policyholder Account Balance, Surrender and Withdrawal decreased by 2.9% to $33.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 22.2%, from $27.00M to $33.00M. Over 3 years (FY 2021 to FY 2025), Universal Life — Policyholder Account Balance, Surrender and Withdrawal shows an upward trend with a 34.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ4 2025

How to read this metric

An increase in surrenders may signal poor customer retention or competitive pressure from other financial products.

Detailed definition

This tracks the total outflows resulting from policyholders voluntarily withdrawing funds or surrendering their universa...

Peer comparison

Standard metric for measuring policyholder attrition and liquidity outflows in life insurance.

Metric ID: cb_segment_universal_life_policyholder_account_balance_surrender_and_withdrawal

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$12.75M$12.75M$12.75M$14.00M$23.00M$18.00M$16.00M$25.00M$28.00M$46.00M$32.00M$33.00M$30.00M$27.00M$29.00M$28.00M$34.00M$33.00M
QoQ Change+0.0%+0.0%+9.8%+64.3%-21.7%-11.1%+56.3%+12.0%+64.3%-30.4%+3.1%-9.1%-10.0%+7.4%-3.4%+21.4%-2.9%
YoY Change+80.4%+41.2%+14.3%+8.7%+55.6%+100.0%+32.0%+7.1%-41.3%-9.4%-15.2%+13.3%+22.2%
Range$12.75M$46.00M
CAGR+25.1%
Avg YoY Growth+23.8%
Median YoY Growth+14.3%

Frequently Asked Questions

What is Chubb's universal life — policyholder account balance, surrender and withdrawal?
Chubb (CB) reported universal life — policyholder account balance, surrender and withdrawal of $33.00M in Q4 2025.
How has Chubb's universal life — policyholder account balance, surrender and withdrawal changed year-over-year?
Chubb's universal life — policyholder account balance, surrender and withdrawal increased by 22.2% year-over-year, from $27.00M to $33.00M.
What is the long-term trend for Chubb's universal life — policyholder account balance, surrender and withdrawal?
Over 3 years (2021 to 2025), Chubb's universal life — policyholder account balance, surrender and withdrawal has grown at a 34.5% compound annual growth rate (CAGR), from $51.00M to $124.00M.
What does universal life — policyholder account balance, surrender and withdrawal mean?
The total amount of money paid out due to policyholder withdrawals or policy cancellations.

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