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Colony Bankcorp CBAN Small Business Specialty Lending Division — Goodwill

Other segment segments

Mortgage
$0

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Other financials

Income statement

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Revenue$42.0M+29.4%
Net income$10.9M+36.1%
EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%
Total debt$233.2M-6.0%
Total equity$390.0M+32.7%
Total assets$3.6B+16.4%

Cash flow

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Operating cash flow$9.1M-42.5%
CapEx$953.0K+1,021%
Free cash flow$8.2M-48.2%

Valuation

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Market cap$467.07M+67.1%
Enterprise value$540.62M+30.0%
P/E14.2×-2.3×
P/S3.2×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Colony Bankcorp’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 10:02 AM EDT
Fiscal year
FY2025
Accession
0000711669-26-000007
(dollars in thousands)20252024
Loans, net2,358,2101,824,000
Premises and equipment37,04537,831
Other real estate owned1,048202
Goodwill63,87348,923
Other intangible assets7,8512,975
Bank-owned life insurance68,45757,970
Deferred income taxes, net19,58221,891
Other assets53,09431,350

Item 8. Financial Statements and Supplementary Data

FAQ

What is Colony Bankcorp's small business specialty lending division — goodwill?
Colony Bankcorp (CBAN) reported small business specialty lending division — goodwill of $0 in Q4 2025.
What does small business specialty lending division — goodwill mean?
This metric represents the intangible asset value recorded when the small business specialty lending division was acquired, reflecting the premium paid over the fair value of net identifiable assets. It is subject to periodic impairment testing to ensure the carrying value remains supported by the segment's future cash flows.

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