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SoFi Technologies, Inc. SOFI Lending — Goodwill

Other segment segments

Technology Platform
$1.34B0.0%
Financial Services
$37.16M0.0%

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s lending — goodwill?
SoFi Technologies, Inc. (SOFI) reported lending — goodwill of $17.69M in Q1 2026.
How has SoFi Technologies, Inc.'s lending — goodwill changed year-over-year?
SoFi Technologies, Inc.'s lending — goodwill decreased by 0.0% year-over-year, from $17.69M to $17.69M.
What does lending — goodwill mean?
Represents the intangible asset value recorded when the lending segment was acquired, reflecting the premium paid over the fair value of net assets. It is subject to periodic impairment testing based on the segment's performance.