Business Segments · Goodwill

Small Business Lending — Goodwill

Ready Capital Small Business Lending — Goodwill remained flat by 0.0% to $22.18M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $22.18M to $22.18M. Over 3 years (FY 2022 to FY 2025), Small Business Lending — Goodwill shows an upward trend with a 25.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryMarket Position
SignalHigher is better
VolatilityStable
First reportedQ4 2020
Last reportedQ1 2026May 8, 2026
Rolls up toGoodwill

How to read this metric

A decrease indicates potential impairment, suggesting the segment's future earnings power has declined.

Detailed definition

Represents the intangible asset value recognized when the Small Business Lending segment was acquired, reflecting the pr...

Peer comparison

Commonly reported as 'Goodwill' or 'Intangible Assets' in segment disclosures for financial services firms.

Metric ID: rc_segment_small_business_lending_goodwill

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$11.21M$11.21M$11.21M$11.21M$11.21M$11.21M$11.21M$11.21M$11.21M$11.21M$21.77M$21.07M$22.18M$22.18M$22.18M$22.18M$22.18M$22.18M
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+94.2%-3.2%+5.3%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+94.2%+88.0%+97.9%+97.9%+1.9%+5.3%+0.0%+0.0%
Range$11.21M$22.18M
CAGR+17.4%
Avg YoY Growth+27.5%
Median YoY Growth+0.0%
Current Streak6 quarters growth

Frequently Asked Questions

What is Ready Capital's small business lending — goodwill?
Ready Capital (RC) reported small business lending — goodwill of $22.18M in Q1 2026.
How has Ready Capital's small business lending — goodwill changed year-over-year?
Ready Capital's small business lending — goodwill decreased by 0.0% year-over-year, from $22.18M to $22.18M.
What is the long-term trend for Ready Capital's small business lending — goodwill?
Over 3 years (2022 to 2025), Ready Capital's small business lending — goodwill has grown at a 25.6% compound annual growth rate (CAGR), from $44.82M to $88.71M.
What does small business lending — goodwill mean?
The intangible value of the Small Business Lending segment acquired through business combinations.