What is Navient's consumer lending — goodwill?

Navient (NAVI) reported consumer lending — goodwill of $196M in Q2 2026.

What does consumer lending — goodwill mean?

Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations within the consumer lending segment. It reflects the value of intangible factors such as brand reputation, customer relationships, and market synergy. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.

Navient (NAVI) Consumer Lending — Goodwill

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Other segment segments

Federal Education Loans

$232M—

Similar metrics at other companies

WFCConsumer Banking and Lending — Goodwill

$16.42B0.0%

SOFILending — Goodwill

$17.69M0.0%

LSAKConsumer — Goodwill

$6.27M-23.7%

MMMConsumer — Goodwill

$261M-3.7%

BOKFConsumer — Goodwill

$43.46M0.0%

COURConsumer — Goodwill

$68.8M—

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$25.0M+78.6%

EPS (diluted)$0.26+100%

Balance sheet

See full

Cash & equivalents$770.0M+8.1%

Total debt$44.3B-5.9%

Total equity$3.0B+4.7%

Total assets$47.3B-5.8%

Cash flow

See full

Operating cash flow$143.0M+13.5%

Valuation

See full

Market cap$853.42M-31.2%

Enterprise value$44.42B-6.7%

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:09 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340245

(Dollars in millions) / Consumer Lending reportable segment:	June 30, 2026	December 31, 2025
Private Education Legacy In-School Loans	$106	$106
Private Education Refinance Loans	77	77
Private Education Recent In-School Loans	13	13
Total	196	196
Federal Education Loans reportable segment:
FFELP Loans	227	227
Federal Education Loan Servicing	5	5
Total	232	232

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FAQ

What is Navient's consumer lending — goodwill?: Navient (NAVI) reported consumer lending — goodwill of $196M in Q2 2026.
What does consumer lending — goodwill mean?: Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations within the consumer lending segment. It reflects the value of intangible factors such as brand reputation, customer relationships, and market synergy. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.