What is Navient's consumer lending — goodwill?

Navient (NAVI) reported consumer lending — goodwill of $196M in Q1 2026.

What does consumer lending — goodwill mean?

Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations within the consumer lending segment. It reflects the value of intangible factors such as brand reputation, customer relationships, and market synergy. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.

Navient NAVI Consumer Lending — Goodwill

Other segment segments

Federal Education Loans

$232M—

Similar metrics at other companies

AUBConsumer Banking — Goodwill

$473.15M+333%

WFCConsumer Banking and Lending — Goodwill

$16.42B0.0%

BACConsumer Banking — Goodwill

$30.14B0.0%

COFConsumer Banking — Goodwill

$11.54B+148%

VLYCommercial Lending — Goodwill

$1.44B0.0%

VZConsumer — Goodwill

$27.18B+28.3%

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — goodwill?: Navient (NAVI) reported consumer lending — goodwill of $196M in Q1 2026.
What does consumer lending — goodwill mean?: Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations within the consumer lending segment. It reflects the value of intangible factors such as brand reputation, customer relationships, and market synergy. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.