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Navient NAVI Federal Education Loans — Goodwill

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions) / Consumer Lending reportable segment:June 30, 2026December 31, 2025
Private Education Refinance Loans7777
Private Education Recent In-School Loans1313
Total196196
Federal Education Loans reportable segment:
FFELP Loans227227
Federal Education Loan Servicing55
Total232232
Total goodwill$428$428

Document

FAQ

What is Navient's federal education loans — goodwill?
Navient (NAVI) reported federal education loans — goodwill of $232M in Q2 2026.
What does federal education loans — goodwill mean?
Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations specifically allocated to the Federal Education Loans segment. This intangible asset reflects the premium paid for expected synergies, market share, and brand value within the education finance sector. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.

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