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CB Financial Services CBFV Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

BCB Bancorp logo
BCB BancorpBCBP
$7K
FRA
Franklin Financial Services CorporationFRAF
$318K+192%
Citizens & Northern logo
Citizens & NorthernCZNC
$370K+80.5%
First Merchants Corporation logo
First Merchants CorporationFRME
$6.51M+29.6%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: CB Financial Services’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's net gains/(losses) on sales of loans?
CB Financial Services (CBFV) reported net gains/(losses) on sales of loans of $11K in Q1 2026.
How has CB Financial Services's net gains/(losses) on sales of loans changed year-over-year?
CB Financial Services's net gains/(losses) on sales of loans decreased by 50.0% year-over-year, from $22K to $11K.
What is the long-term trend for CB Financial Services's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), CB Financial Services's net gains/(losses) on sales of loans has grown at a -45.1% compound annual growth rate (CAGR), from $1.14M to $104K.
What does net gains/(losses) on sales of loans mean?
This reflects the net profit or loss realized from the sale of loans, typically residential mortgages, to the secondary market. It represents a non-interest income stream that allows the bank to generate fee income while managing balance sheet growth. Fluctuations in this metric often correlate with changes in interest rates and mortgage market activity.