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CB Financial Services CBFV Regulatory Capital Requirement

Regulatory Capital Requirement at other companies

Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$83.93M+4.3%
WSFS Financial logo
WSFS FinancialWSFS
$1.29B-1.5%
Norwood Financial logo
Norwood FinancialNWFL
$151.42M+7.4%
Kearny Financial logo
Kearny FinancialKRNY
$389.43M+1.9%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$455.61M+5.3%
NEC
Northeast Community BancorpNECB
$174.34M+8.5%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacy.

The official record: CB Financial Services’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's regulatory capital requirement?
CB Financial Services (CBFV) reported regulatory capital requirement of $89.93M in Q4 2025.
How has CB Financial Services's regulatory capital requirement changed year-over-year?
CB Financial Services's regulatory capital requirement increased by 9.1% year-over-year, from $82.43M to $89.93M.
What is the long-term trend for CB Financial Services's regulatory capital requirement?
Over 5 years (2020 to 2025), CB Financial Services's regulatory capital requirement has grown at a 4.0% compound annual growth rate (CAGR), from $73.95M to $89.93M.
What does regulatory capital requirement mean?
This represents the aggregate minimum capital that a bank must hold to comply with all applicable regulatory capital adequacy standards. It encompasses various tiers of capital to ensure the institution remains solvent and capable of absorbing unexpected losses. Investors use this to monitor the bank's compliance posture and its overall risk management effectiveness.