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CB Financial Services CBFV Well-Capitalized Regulatory Requirement

Well-Capitalized Regulatory Requirement at other companies

Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$79.93M+4.3%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$569.52M+5.3%
WSFS Financial logo
WSFS FinancialWSFS
$1.61B-1.5%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSB
$190.68M+0.8%
1st Source Corporation logo
1st Source CorporationSRCE
$792.49M+0.6%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$99.56M-3.9%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredToBeWellCapitalized.

The official record: CB Financial Services’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's well-capitalized regulatory requirement?
CB Financial Services (CBFV) reported well-capitalized regulatory requirement of $112.41M in Q4 2025.
How has CB Financial Services's well-capitalized regulatory requirement changed year-over-year?
CB Financial Services's well-capitalized regulatory requirement increased by 9.1% year-over-year, from $103.04M to $112.41M.
What is the long-term trend for CB Financial Services's well-capitalized regulatory requirement?
Over 5 years (2020 to 2025), CB Financial Services's well-capitalized regulatory requirement has grown at a 4.0% compound annual growth rate (CAGR), from $92.44M to $112.41M.
What does well-capitalized regulatory requirement mean?
This represents the minimum regulatory capital threshold that a banking institution must maintain to be classified as well-capitalized. It serves as a critical indicator of financial stability and the ability to absorb potential losses. Meeting this requirement is essential for regulatory compliance and maintaining operational flexibility.