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Capital Bancorp CBNK Q1 2026 earnings

Reported April 27, 2026 · Before market open

Revenue$62.8MBeat by $360.0K
EPS$0.73Miss by $0.05
Revenue estimate$62.4M
EPS estimate$0.78

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$69.2M
EPS estimate$0.91

Financials

Q1 2026

Income statement

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Revenue$62.8M+7.1%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$486.84M+3.2%
Enterprise value$95.1M-48.1%
P/E8.8×-3.5×
P/S2×-0.4×

Profitability

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Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0×0.0×

Segments

By product

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Credit card fees$4.7M+26.1%
Government loan servicing revenue$4.3M+21.8%
Mortgage banking revenue$1.6M-15.0%
Government lending revenue$923.0K-15.8%
Service charges on deposits$403.0K+56.2%

FAQ

When did Capital Bancorp report Q1 2026 earnings?
Capital Bancorp (CBNK) reported Q1 2026 earnings on April 27, 2026 before market open.
What were Capital Bancorp's Q1 2026 revenue and EPS?
Capital Bancorp reported revenue of $62.8M and eps of $0.73 for Q1 2026.
Did Capital Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $62.4M by $360.0K. EPS missed the consensus estimate of $0.78 by $0.05.
How did Capital Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.1% from $58.6M a year earlier and eps declined 17.0% from $0.88.
Where can I find Capital Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001419536-26-000097) and the 10-Q periodic report (0001419536-26-000100) directly on SEC EDGAR. The filing index links above go to sec.gov.