Skip to content
Screener

Capital Bancorp CBNK Q2 2025 earnings

Reported July 28, 2025 · Before market open

Revenue$59.8MMiss by $3.2M
EPS$0.85Miss by $0.04
Revenue estimate$63.0M
EPS estimate$0.89

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$69.2M
EPS estimate$0.91

Financials

Q2 2025

Income statement

See full
Revenue$60.8M+38.2%
Operating income-$933.0K-19.3%
Net income$13.1M+60.1%
EPS (diluted)$0.78+32.2%

Balance sheet

See full
Cash & equivalents$274.6M+101%
Total debt$5.0M+13.9%
Total equity$380.0M+41.9%
Total assets$3.4B+39.0%

Cash flow

See full
Operating cash flow--100%
CapEx$511.0K-50.3%
Free cash flow--100%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$540.83M+89.8%
Enterprise value$271.25M+77.5%
P/E12.5×+4.0×
P/S2.5×+0.8×

Profitability

See full
Operating margin-1.7%-0.4pp
Net margin19.6%-0.3pp
FCF margin21.1%-1.2pp

Returns & leverage

See full
Return on equity13.4%+0.1pp
Debt / equity0×0.0×

Segments

By product

See full
Credit card fees$4.3M-0.7%
Government loan servicing revenue$3.6M—
Government lending revenue$3.1M—
Mortgage banking revenue$1.8M-11.9%
Service charges on deposits$262.0K+31.0%

FAQ

When did Capital Bancorp report Q2 2025 earnings?
Capital Bancorp (CBNK) reported Q2 2025 earnings on July 28, 2025 before market open.
What were Capital Bancorp's Q2 2025 revenue and EPS?
Capital Bancorp reported revenue of $59.8M and eps of $0.85 for Q2 2025.
Did Capital Bancorp beat estimates in Q2 2025?
Revenue missed the consensus estimate of $63.0M by $3.2M. EPS missed the consensus estimate of $0.89 by $0.04.
How did Capital Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 37.5% from $43.5M a year earlier and eps grew 44.1% from $0.59.
Where can I find Capital Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001419536-25-000077) and the 10-Q periodic report (0001419536-25-000081) directly on SEC EDGAR. The filing index links above go to sec.gov.