How has Capital Bancorp's CBHL — regulatory assessment expenses changed year-over-year?

Capital Bancorp's CBHL — regulatory assessment expenses increased by 2033.3% year-over-year, from $3K to $64K.

What does CBHL — regulatory assessment expenses mean?

Includes the costs associated with compliance, regulatory filings, and mandatory assessments levied on the home loan division by governing bodies. This metric highlights the impact of the regulatory environment on the segment's operating margin.

Capital Bancorp (CBNK) CBHL — Regulatory assessment expenses

Screener

Other segment segments

Commercial Bank

$583K-32.2%

OpenSky™

$214K+1,327%

Windsor Advantage™

$64K+967%

Similar metrics at other companies

RRBIRegulatory assessment expenses

$409K+5.4%

CFBKRegulatory Assessment

$45K-29.7%

OPHCRegulatory Assessment

$196K-3.0%

OPHCRegulatory Assessment

$196K-3.0%

TCBXRegulatory Assessments

$1.33M+10.6%

PNBKRegulatory assessments

$480K+5.5%

Other financials

Income statement

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Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$607.8M+16.3%

Enterprise value$197.37M-22.1%

P/E10.8×-1.3×

P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:RegulatoryAssessmentsExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475
Operational and other card fraud related losses	72	618	—	—	690
Regulatory assessment expenses	583	214	64	64	925
Other operating	1,277	639	558	121	2,595
Total noninterest expenses	20,672	15,390	4,282	2,842	43,186
Net income (loss) before taxes	$16,061	$1,013	$2,277	$(897)	$18,454
Total assets	$3,689,273	$143,716	$27,818	$29,131	$3,889,938

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's CBHL — regulatory assessment expenses?: Capital Bancorp (CBNK) reported CBHL — regulatory assessment expenses of $64K in Q2 2026.
How has Capital Bancorp's CBHL — regulatory assessment expenses changed year-over-year?: Capital Bancorp's CBHL — regulatory assessment expenses increased by 2033.3% year-over-year, from $3K to $64K.
What does CBHL — regulatory assessment expenses mean?: Includes the costs associated with compliance, regulatory filings, and mandatory assessments levied on the home loan division by governing bodies. This metric highlights the impact of the regulatory environment on the segment's operating margin.