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Patriot National Bancorp PNBK Regulatory assessments

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Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M+33.7%
Enterprise value$6.52M+132%
P/S3.4×+0.2×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept pnbk:RegulatoryAssessments.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's regulatory assessments?
Patriot National Bancorp (PNBK) reported regulatory assessments of $480K in Q1 2026.
How has Patriot National Bancorp's regulatory assessments changed year-over-year?
Patriot National Bancorp's regulatory assessments increased by 5.5% year-over-year, from $455K to $480K.
What is the long-term trend for Patriot National Bancorp's regulatory assessments?
Over 4 years (2021 to 2025), Patriot National Bancorp's regulatory assessments has grown at a 17.6% compound annual growth rate (CAGR), from $907K to $1.74M.
What does regulatory assessments mean?
Mandatory fees and assessments paid to government agencies and regulatory bodies for oversight, deposit insurance, and compliance monitoring. These costs are largely fixed based on asset size and risk profile, representing a necessary cost of doing business in the banking sector.