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Capital Bancorp CBNK Regulatory assessment expenses

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Segments

By segment

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Commercial Bank$598K-30.9%
OpenSky™$215K+1,333%
Windsor Advantage™$66K+1,220%
CBHL$62K+1,450%

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:RegulatoryAssessmentsExpense.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's regulatory assessment expenses?
Capital Bancorp (CBNK) reported regulatory assessment expenses of $941K in Q1 2026.
How has Capital Bancorp's regulatory assessment expenses changed year-over-year?
Capital Bancorp's regulatory assessment expenses increased by 5.8% year-over-year, from $889K to $941K.
What is the long-term trend for Capital Bancorp's regulatory assessment expenses?
Over 2 years (2023 to 2025), Capital Bancorp's regulatory assessment expenses has grown at a 43.0% compound annual growth rate (CAGR), from $1.65M to $3.37M.
What does regulatory assessment expenses mean?
This metric represents the mandatory fees and assessments paid to government agencies and regulatory bodies for bank oversight and deposit insurance coverage. These costs are largely determined by the bank's asset size, risk profile, and the regulatory environment. It is a necessary cost of doing business that reflects the bank's compliance obligations.