What does opensky™ — regulatory assessment expenses mean?

Represents the costs associated with mandatory regulatory assessments, insurance premiums, and compliance-related fees specific to the OpenSky segment's operations. This metric highlights the impact of the regulatory environment on the segment's overall cost structure.

Capital Bancorp (CBNK) OpenSky™ — Regulatory assessment expenses

Screener

Other segment segments

Commercial Bank

$583K-32.2%

CBHL

$64K+2,033%

Windsor Advantage™

$64K+967%

Similar metrics at other companies

RRBIRegulatory assessment expenses

$409K+5.4%

CFBKRegulatory Assessment

$45K-29.7%

OPHCRegulatory Assessment

$196K-3.0%

OPHCRegulatory Assessment

$196K-3.0%

TCBXRegulatory Assessments

$1.33M+10.6%

PNBKRegulatory assessments

$480K+5.5%

Other financials

Income statement

See full

Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

See full

Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$607.8M+16.3%

Enterprise value$197.37M-22.1%

P/E10.8×-1.3×

P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:RegulatoryAssessmentsExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475
Operational and other card fraud related losses	72	618	—	—	690
Regulatory assessment expenses	583	214	64	64	925
Other operating	1,277	639	558	121	2,595
Total noninterest expenses	20,672	15,390	4,282	2,842	43,186
Net income (loss) before taxes	$16,061	$1,013	$2,277	$(897)	$18,454
Total assets	$3,689,273	$143,716	$27,818	$29,131	$3,889,938

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's opensky™ — regulatory assessment expenses?: Capital Bancorp (CBNK) reported opensky™ — regulatory assessment expenses of $214K in Q2 2026.
How has Capital Bancorp's opensky™ — regulatory assessment expenses changed year-over-year?: Capital Bancorp's opensky™ — regulatory assessment expenses increased by 1326.7% year-over-year, from $15K to $214K.
What does opensky™ — regulatory assessment expenses mean?: Represents the costs associated with mandatory regulatory assessments, insurance premiums, and compliance-related fees specific to the OpenSky segment's operations. This metric highlights the impact of the regulatory environment on the segment's overall cost structure.