What is Patriot National Bancorp's market cap?

Patriot National Bancorp (PNBK) has a market capitalization of $130.5M and trades on NASDAQ.

What is Patriot National Bancorp's revenue and profitability?

Patriot National Bancorp generated $33.3M in trailing twelve-month revenue with a net loss of $11.7M, representing a net margin of -35.1%, with free cash flow of -$12.8M. These figures are based on the Q1 2026 filing.

Who are Patriot National Bancorp's competitors?

Patriot National Bancorp's key competitors include JPMorgan Chase & Co., Webster Financial Corporation, Pioneer Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.

Who does Patriot National Bancorp partner with?

Patriot National Bancorp's notable partners include Mastercard, Nasdaq.

What subsidiaries does Patriot National Bancorp have?

Patriot National Bancorp's subsidiaries include Patriot Bank, N.A., Patriot National Statutory Trust I, PinPat Acquisition Corporation.

Where is Patriot National Bancorp headquartered?

Patriot National Bancorp is headquartered in United States of America and employs approximately 117 people. It has been publicly traded since 1994.

Patriot National Bancorp

PNBK

Patriot National Bancorp Inc is a bank holding company that operates Patriot Bank, N.A., a national banking association serving the Tri-State area and beyond.

Market cap

$130.53M-10.8%

Revenue$33.3M+21.1%

Net income-$11.7M+72.4%

Free cash flow-$12.8M-859%

EPS (diluted)-$0.12+98.8%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 15, 2026

Revenue$18.0MBeat by $9.7M EPS-$0.02Miss by $0.27

Read the full report

Next report

Aug 10, 2026 (In 1 week)

Revenue estimate$8.4M

EPS estimate$0.25

Financials

Q1 2026

Income statement

See full

Revenue$10.3M+54.5%

Net income-$1.8M+36.8%

EPS (diluted)-$0.02+90.5%

Balance sheet

See full

Cash & equivalents$109.2M-19.8%

Total debt$3.1M+159%

Total equity$90.2M+57.9%

Total assets$1.2B+23.0%

Cash flow

See full

Operating cash flow-$2.9M+49.9%

CapEx$545.0K+679%

Free cash flow-$3.5M+41.2%

Valuation & ratios

Valuation

See full

Market cap$131.71M-10.8%

Enterprise value$25.63M+132%

P/S4×-1.6×

Profitability

See full

Net margin-35.1%-15.3pp

FCF margin-38.6%—

Returns & leverage

See full

Return on equity-15.9%-7.1pp

Debt / equity0×0.0×

Competitors

By market cap

JPMorgan Chase$938.90B+14.3%

PNC Financial Services$100.15B+29.7%

Webster Financial Corporation$12.3B+23.0%

Ameris Bancorp$5.9B+28.6%

Customers Bancorp$2.6B+32.7%

Byline Bancorp, Inc.$1.8B+41.1%

Pioneer Bancorp, Inc.$444.9M+43.0%

Patriot National Bancorp$131.7M-3.3%

By revenue growth

Customers Bancorp+34.8%

Patriot National Bancorp+21.1%

Pioneer Bancorp, Inc.+16.7%

JPMorgan Chase+13.5%

PNC Financial Services+13.2%

Ameris Bancorp+8.7%

Webster Financial Corporation+8.3%

By net margin

Webster Financial Corporation34.52%+3.1pp

JPMorgan Chase32.63%+0.4pp

Customers Bancorp31.61%+10.0pp

PNC Financial Services30.29%+1.9pp

Ameris Bancorp29.83%-3.9pp

Pioneer Bancorp, Inc.20.2%+0.8pp

Patriot National Bancorp-35.14%+119pp

Profile

Patriot National Bancorp Inc is a bank holding company that operates Patriot Bank, N.A., a national banking association serving the Tri-State area and beyond. The company provides relationship-based banking, treasury management, and institutional services to entrepreneurs, high-net-worth individuals, and financial technology companies. Its core value proposition centers on specialized financial solutions and digital payment sponsorship for segments underserved by larger traditional institutions.

Competitive position

The company is currently undergoing a strategic repositioning under a Formal Agreement with the OCC, focusing on specialized niches to compete against larger institutions with greater resources.

GeographiesUnited States, Connecticut, New York, California

Customer segmentsSMEs, High-Net-Worth Individuals, FinTechs, Institutional

Business modelInterest Income, Fee-based Services, Banking-as-a-Service (BaaS)

SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Technology and Data Processors, Equity and Debt Investors

CustomersCommercial Real Estate Borrowers, FinTech Program Managers, Retail and Commercial Depositors, High-Net-Worth Households

CountryUnited States of America

Listed1994

Employees117.0

CEOSteven Alan Sugarman

SectorFinancial Services

IndustryBanks - Regional

Websitebankpatriot.com

FilingsSEC EDGAR

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Questions, answered.

What is Patriot National Bancorp's market cap?: Patriot National Bancorp (PNBK) has a market capitalization of $130.5M and trades on NASDAQ.
What is Patriot National Bancorp's revenue and profitability?: Patriot National Bancorp generated $33.3M in trailing twelve-month revenue with a net loss of $11.7M, representing a net margin of -35.1%, with free cash flow of -$12.8M. These figures are based on the Q1 2026 filing.
Who are Patriot National Bancorp's competitors?: Patriot National Bancorp's key competitors include JPMorgan Chase & Co., Webster Financial Corporation, Pioneer Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Patriot National Bancorp partner with?: Patriot National Bancorp's notable partners include Mastercard, Nasdaq.
What subsidiaries does Patriot National Bancorp have?: Patriot National Bancorp's subsidiaries include Patriot Bank, N.A., Patriot National Statutory Trust I, PinPat Acquisition Corporation.
Where is Patriot National Bancorp headquartered?: Patriot National Bancorp is headquartered in United States of America and employs approximately 117 people. It has been publicly traded since 1994.