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Capital Bancorp CBNK Occupancy and equipment

Occupancy and equipment at other companies

BK
BKBK
$123M-9.6%
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Northern TrustNTRS
$51.3M-3.9%
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$309.25M-11.6%
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$192.08M+7.5%
Veeva Systems logo
Veeva SystemsVEEV
$5M+25.0%
Flowers Foods logo
Flowers FoodsFLO
$28.52M+2.6%

Segments

By segment

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Commercial Bank$2.32M+21.7%
OpenSky™$1.05M+82.7%
Windsor Advantage™$391K+6.3%
CBHL$189K+25.2%

Other financials

Income statement

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Revenue$65.3M+7.5%
Operating income-$923.0K+8.4%
Net income$14.3M+8.5%
EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%
Total debt$7.8M+55.6%
Total equity$422.2M+11.1%
Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$552.0K+8.0%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$607.8M+16.3%
Enterprise value$197.37M-22.1%
P/E10.8×-1.3×
P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+2.6pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.1%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:OccupancyAndEquipmentExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001419536-26-000112
(dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total noninterest income14,36113,10627,73425,655
Noninterest expenses
Salaries and employee benefits20,06718,46040,38436,527
Occupancy and equipment3,9422,9957,5045,905
Professional fees4,1252,4229,0904,534
Data processing7,5517,52015,31814,632
Advertising1,8161,3713,2823,150
Loan processing1,4759792,8581,722

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's occupancy and equipment?
Capital Bancorp (CBNK) reported occupancy and equipment of $3.94M in Q2 2026.
How has Capital Bancorp's occupancy and equipment changed year-over-year?
Capital Bancorp's occupancy and equipment increased by 31.6% year-over-year, from $3M to $3.94M.
What is the long-term trend for Capital Bancorp's occupancy and equipment?
Over 4 years (2021 to 2025), Capital Bancorp's occupancy and equipment has grown at a 27.4% compound annual growth rate (CAGR), from $4.33M to $11.39M.
What does occupancy and equipment mean?
This includes all costs associated with maintaining physical branch locations, corporate offices, and the necessary technology and equipment to support banking operations. It is a primary component of noninterest expense and reflects the bank's operational footprint and investment in infrastructure. Monitoring this helps assess the bank's operational efficiency and cost-to-income ratio.

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