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Commerce Bancshares CBSH Retail Banking Segment — Average Goodwill and other intangible assets

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Other financials

Income statement

See full
Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.58B+6.8%
P/E14.7×+0.3×
P/S4.6×-0.1×

Profitability

See full
Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

See full
Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept cbsh:SegmentReportingInformationAverageGoodwillAndOtherIntangibleAssets.

The source filing: Commerce Bancshares’s 10-K, filed February 24, 2026.

Filed
Feb 24, 2026, 4:57 PM EST
Fiscal year
FY2025
Accession
0000022356-26-000069
(In thousands)Retail BankingCommercialWealthOther/EliminationConsolidated Totals
Average balances for 2025:
Assets$3,880,476$11,908,485$2,178,209$13,699,433$31,666,603
Loans, including held for sale3,732,32611,576,8782,160,1547,32517,476,683
Goodwill and other intangible assets80,49775,1337463,600159,976
Deposits12,313,18910,274,7022,527,562(77,764)25,037,689
Average balances for 2024:
Assets$3,978,303$11,617,602$1,965,266$13,124,109$30,685,280
Loans, including held for sale3,830,31011,302,7541,949,1277,40617,089,597

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Commerce Bancshares's retail banking segment — average goodwill and other intangible assets?
Commerce Bancshares (CBSH) reported retail banking segment — average goodwill and other intangible assets of $80.5M in Q4 2025.
What does retail banking segment — average goodwill and other intangible assets mean?
This metric represents the average carrying value of goodwill and intangible assets specifically allocated to the retail banking segment. These assets typically arise from historical acquisitions and reflect the premium paid for market share or brand value within the retail sector. Investors monitor this to evaluate the segment's capital structure and potential for future impairment charges.

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