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Hybrid debt at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$1.25B+232%
Customers Bancorp logo
Customers BancorpCUBI
$99.28M+0.1%

Other financials

Income statement

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Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.5B+5.4%
P/E14.6×+0.1×
P/S4.6×-0.1×

Profitability

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Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

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Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OtherBorrowings.

The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000022356-26-000190
Line itemJune 30,2026December 31, 2025
Certificates of deposit of $100,000 and over1,364,9931,363,053
Total deposits27,875,70225,639,576
Federal funds purchased and securities sold under agreements to repurchase2,428,2912,989,641
Other borrowings26,29112,798
Other liabilities557,078458,302
Total liabilities30,887,36229,100,317
Commerce Bancshares, Inc. shareholders’ equity:
Common stock, $5 par value

Item 1. FINANCIAL STATEMENTS

FAQ

What is Commerce Bancshares's hybrid debt?
Commerce Bancshares (CBSH) reported hybrid debt of $26.29M in Q2 2026.
How has Commerce Bancshares's hybrid debt changed year-over-year?
Commerce Bancshares's hybrid debt increased by 74.7% year-over-year, from $15.05M to $26.29M.
What is the long-term trend for Commerce Bancshares's hybrid debt?
Over 5 years (2020 to 2025), Commerce Bancshares's hybrid debt has grown at a 74.0% compound annual growth rate (CAGR), from $802K to $12.8M.
What does hybrid debt mean?
This includes long-term debt instruments and hybrid capital securities that do not qualify as equity but provide stable funding. These borrowings are used to support long-term asset growth and capital structure optimization. They represent a more permanent funding base than short-term deposits or overnight borrowings.

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