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Hybrid debt at other companies

Customers Bancorp logo
Customers BancorpCUBI
$99.28M+0.1%
Western New England Bancorp logo
Western New England BancorpWNEB
$4.2M+5.0%
Capital Bancorp logo
Capital BancorpCBNK
$2.06M-82.9%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.89B+27.8%
P/E15.6×+3.9×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherBorrowings.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemJune 30, 2026 (unaudited)December 31, 2025
Noninterest-bearing$6,782,882$6,426,145
Interest-bearing15,804,69115,949,850
Total deposits22,587,57322,375,995
Other borrowings1,250,049558,039
Subordinated deferrable interest debentures135,299134,302
Other liabilities425,345371,515
Total liabilities24,398,26623,439,851
Commitments and Contingencies (Note 8)

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's hybrid debt?
Ameris Bancorp (ABCB) reported hybrid debt of $1.25B in Q2 2026.
How has Ameris Bancorp's hybrid debt changed year-over-year?
Ameris Bancorp's hybrid debt increased by 231.8% year-over-year, from $376.7M to $1.25B.
What is the long-term trend for Ameris Bancorp's hybrid debt?
Over 5 years (2020 to 2025), Ameris Bancorp's hybrid debt has grown at a 5.6% compound annual growth rate (CAGR), from $425.16M to $558.04M.
What does hybrid debt mean?
This category includes various forms of long-term debt and hybrid financial instruments used to supplement the bank's capital structure. These borrowings provide additional liquidity or regulatory capital support beyond traditional customer deposits. Investors analyze these obligations to assess the bank's leverage profile and long-term debt servicing requirements.

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