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Community Financial System CBU Employee Benefit Services — Goodwill

Other segment segments

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$764.71M+4.4%
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$29.92M+7.6%
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$3.66M+6.5%

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$863.4M0.0%
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NNIEducation Technology Services and Payments — Goodwill
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Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.28B+2.6%
Enterprise value$3.14B-4.1%
P/E15×-1.7×
P/S3.9×-0.3×

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's employee benefit services — goodwill?
Community Financial System (CBU) reported employee benefit services — goodwill of $91.05M in Q1 2026.
How has Community Financial System's employee benefit services — goodwill changed year-over-year?
Community Financial System's employee benefit services — goodwill increased by 0.4% year-over-year, from $90.66M to $91.05M.
What is the long-term trend for Community Financial System's employee benefit services — goodwill?
Over 4 years (2021 to 2025), Community Financial System's employee benefit services — goodwill has grown at a 1.9% compound annual growth rate (CAGR), from $337.21M to $363.71M.
What does employee benefit services — goodwill mean?
Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations allocated to the Employee Benefit Services segment. It serves as a measure of the premium paid for the segment's market position and intangible value.