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Community Financial System CBU Employee Benefit Services — Income Loss From Equity Method Investments

Other segment segments

Insurance Services
-$463K-550%
Banking And Corporate Services
$0
Wealth Management Services
$0

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Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromEquityMethodInvestments.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemBanking andEmployee / BenefitInsurance
Net interest income (expense) from external customers$139,089$139$0$$139,144
Noninterest revenues from external customers21,23934,88513,19579,764
Revenues from external customers160,32835,02413,195218,908
Equity in net loss of investees accounted for by the equity method00(463)(463)
Intersegment revenues(902)1,336791,370
159,42636,36012,811219,815
Reconciliation of revenues (segment operating revenues):
Elimination of intersegment revenues(1,370)

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's employee benefit services — income loss from equity method investments?
Community Financial System (CBU) reported employee benefit services — income loss from equity method investments of $0 in Q2 2026.
What does employee benefit services — income loss from equity method investments mean?
This reflects the segment's proportional share of the net income or loss from entities in which it holds a significant influence but not a controlling interest. It provides insight into the performance of strategic partnerships or joint ventures that are integrated into the segment's service offerings. Fluctuations here indicate the success or volatility of external business collaborations.

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