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Community Financial System CBU Employee Benefit Services — Professional Fees

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Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:ProfessionalFees.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemBanking andEmployee / BenefitInsurance
Salaries and employee benefits52,00316,1828,638
Data processing and communications16,6401,254947
Occupancy and equipment12,383987412
Legal and professional fees2,5131,81288
Business development and marketing2,036159272
Other segment items (c)7,5562,125449
Segment adjusted income before income taxes$61,688$13,841$2,005$$80,976
Reconciliation of profit or loss (segment adjusted income before income taxes):

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's employee benefit services — professional fees?
Community Financial System (CBU) reported employee benefit services — professional fees of $1.81M in Q2 2026.
How has Community Financial System's employee benefit services — professional fees changed year-over-year?
Community Financial System's employee benefit services — professional fees increased by 15.4% year-over-year, from $1.57M to $1.81M.
What is the long-term trend for Community Financial System's employee benefit services — professional fees?
Over 3 years (2022 to 2025), Community Financial System's employee benefit services — professional fees has grown at a 11.7% compound annual growth rate (CAGR), from $4.86M to $6.77M.
What does employee benefit services — professional fees mean?
This captures expenses paid to third-party consultants, legal advisors, auditors, and other external experts engaged to support the segment's operations. It reflects the reliance on external specialized knowledge or the complexity of regulatory and operational requirements. High levels may indicate periods of strategic transformation or increased compliance activity.

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