Skip to content
Screener

Community Financial System CBU Occupancy and equipment

Occupancy and equipment at other companies

M&T Bank logo
M&T BankMTB
$129M-0.8%
Arrow Financial logo
Arrow FinancialAROW
$2.1M+7.6%
NBT
NBT BancorpNBTB
$9.48M+4.8%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$2.04M+4.9%
SB Financial Group logo
SB Financial GroupSBFG
$802K+1.1%
FIB
First Interstate BancSystem, Inc.FIBK
$18M+34.3%

Segments

By segment

See full
Banking And Corporate Services$12.38M+22.5%
Employee Benefit Services$987K+12.0%
Insurance Services$412K+5.4%
Wealth Management Services$129K-3.0%

Other financials

Income statement

See full
Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

See full
Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

See full
Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

See full
Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

See full
Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

See full
Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Noninterest expenses:
Salaries and employee benefits82,43179,021162,753155,463
Data processing and communications19,68616,69937,55732,821
Occupancy and equipment13,88511,48628,76724,184
Business development and marketing2,5564,0015,0917,131
Legal and professional fees4,3144,3689,3849,217
Amortization of intangible assets4,4083,3698,6546,851
Other expenses10,45310,15818,56318,725

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's occupancy and equipment?
Community Financial System (CBU) reported occupancy and equipment of $13.89M in Q2 2026.
How has Community Financial System's occupancy and equipment changed year-over-year?
Community Financial System's occupancy and equipment increased by 20.9% year-over-year, from $11.49M to $13.89M.
What is the long-term trend for Community Financial System's occupancy and equipment?
Over 4 years (2021 to 2025), Community Financial System's occupancy and equipment has grown at a 4.0% compound annual growth rate (CAGR), from $41.24M to $48.25M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

Ask your AI about Community Financial System's occupancy and equipment.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude